Our Impact

  • ~40% of homes priced below $50,000

  • Development of ~12,000 rehabilitation homes

  • Built environment for ~240,000 homes

  • Creating business for ~35,000 MSMEs

  • Creating employment for ~300,000 labourers

We recognize that our business decisions may have the potential to impact the environment and surrounding communities. Understanding the approach of our Investee Companies and managing ESG metrics helps us make informed decisions during the investment process and thereafter. HCAL believes that the actions arising out of best practice ESG at the investment stage will result in high performance buildings in the future and healthier and safe occupants and communities in the long term.


Our Approach to ESG

Our vision is to create a for-profit impact platform to sustainably address the need of the affordable and social housing ecosystems for all stakeholders through a combination of innovative financing, partnerships, technology and knowledge accumulation. It is supported by our ESG Framework that rests on three pillars, namely Responsible Investment Management, Sustainable Real Estate Development, and Steadfast Stewardship.

Responsible Investment Management

  • Excellence in managing investments with comprehensive risk management.
  • Evaluation of investee companies’ E&S risk management and transparency with investors.
  • Conducting Environmental & Social Due Diligence (E&S DD) for funding proposals.
  • Fostering a positive work environment respecting human rights and diversity.

Sustainable Real Estate Development

  • Improve E&S performance of projects and promote good environmental practices.
  • Implement Environmental and Social Management Systems (ESMS) and monitor E&S parameters.
  • Integrate community interests and well-being into project development.

Steadfast Stewardship

  • Engaging stakeholders, setting measurable objectives, and promoting transparency.
  • Actively addressing challenges and promoting knowledge sharing within HDFC Capital Limited.

Our Impact through Investments and SDG Linkage

AFFORDABLE HOUSING

IMPACT METRICS

~23,447 Economically Weaker Section (EWS) housing units funded (Less than 30 sq.m)

~78,555 Low Income Group (LIG) housing units funded (between 30 to 60 sq.m)

~73,397 Middle Income Housing (MIG) housing units funded (Less 150 Sq m)

SDG LINKAGE

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EMPLOYMENT GENERATION

IMPACT METRICS

~300,000+ Workers employed

~400,000+ Indirect jobs created (during the lifecycle of the Project)

SDG LINKAGE

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CLIMATE CHANGE MITIGATION AND RESILIENCE

IMPACT METRICS

~20% of all invested projects covered by proportion of developments covered by green building certifications

~46,000,000 (sq. ft) with green building certification

SDG LINKAGE

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*Compiled based on information provided by the project companies as on 31st March 2024 and is designed as a general outline for guidance.


Policy Commitments

 

Manage project risk and compliance

 

Drive and sustainability through Leadership

 

Evaluate E&S Risks & Impact

 

Periodically Monitor E&S performance & risks

 

Promote environment & social practice at projects

 

Compliance with E&S regulations and standards

 

Transparent communication and reporting


ESG
Policy
Sustainability
Report 2024

For other ESG Related Policies click here


Grievance

HDFC Capital, as the investment manager for HDFC Dream Fund, understands the importance of its stakeholders and is actively on the lookout to address any concerns/complaints raised by its stakeholders in a timely and effective manner. It has developed a comprehensive Grievance Redressal Mechanism (GRM) to allow both external and internal stakeholders to submit their concerns, grievances and feedback without retribution and with the assurance of a timely response, in relation to any environmental and social (E&S) related matters/ concerns. The GRM provides a procedure for stakeholders to submit queries or concerns related to E&S performance of HDFC Dream Fund and its investments.

A person, community or other external stakeholder, such as a civil society organisation, can submit their E&S related questions or concerns relating to HDFC Dream Fund/ its investments either by sending an e-mail or a mail to the following address:

Mailing address: E&S Officer, HDFC Capital Advisors Limited (as investment manager to HDFC Dream Fund)

  • Ramon House, H. T. Parekh Marg, 169, Backbay Reclamation, Churchgate, Mumbai, Maharashtra – 400 020, India.
  • The Capital Court, Olof Palma Marg, Munirka, New Delhi - 110067

E-mail: grievances@hdfccapital.com

A confirmation of receipt of any communication addressed to the above email id shall be sent to the sender within 72 hours, and responses to any such queries or concerns shall be provided in writing within 20 business days