Real Estate Technology

Housing in India is characterized by an endemic lack of supply of affordable dwelling units and the successful optimization of costs is critical for the financial viability of an affordable housing project.

We believe that technology will play a vital role in the creation of efficiencies within the real estate ecosystem and all processes in the development cycle will get disrupted by technology in the near term.

The H@ART Program

The H@ART (HDFC Affordable Real Estate and Technology) Program aims to foster collaborations between technology companies and the real estate sector. H@ART is partnering with multiple stakeholders to drive strategic technological interventions to enhance the affordable housing ecosystem.

The program seeks to mentor, partner and invest in real estate technology companies that accelerate break through innovations and efficiencies within the affordable housing ecosystem.


Provide mentorship by partnering with accelerators, academic institutions, etc


Provide growth opportunities by way of introduction to the developer ecosystem


Cater to the growth and working capital needs of emerging PropTech companies

Program Benefits

Access to Capital

H@ART Startups will get the opportunity to access institutional capital.

Access to the H@ART Ecosystems

Engage with key participants in the real estate ecosystem to ideate & innovate efficient solutions for the sector.

Pilot Projects

Opportunities to undertake pilot projects with the top developers of India for product validation and adoption.


Receive technical and business mentorship from domain experts and industry leaders

Direct Market Access

Showcase solutions directly to the decision makers of potential customers, leading to shorter lead times.


Be at the forefront of industry trends and insights through potential access to conferences and events of HDFC Capital.

The H@ART Eco-system

We find ourselves at the intersection of real estate and technology and are fostering collaboration between key participants - influencers, innovators and thought leaders, to create a vibrant eco-system under the H@ART Program.

H@ART Conference 2022

Housing and Real Estate Tech Innovators 2022 Challenge’ by HDFC Capital Advisors Ltd. concluded with a gala event in Mumbai. The challenge received overwhelming participation from companies across India and abroad in the real estate technology space focusing on innovation in the housing sector. The grand finale witnessed the top 10 real estate tech start-ups presenting their solutions to an audience comprising India’s leading developers and global investors. Launched under HDFC Capital’s H@ART Platform (Housing and Real Estate Technology), the challenge was launched as a thought leadership initiative that aims to harness, award and showcase companies that shall drive innovation and efficiencies within the affordable housing ecosystem. The platform aims to identify, recognise, and award disruptive innovations in the real estate sector.

The start-up teams presented their solutions before an audience that included Chief guest Mr. Mohamed Al Qubaisi, Executive Director Real Estate, Abu Dhabi Investment Authority. The month-long challenge received over 537 entries. The entries went through a stringent shortlisting process which was overseen by Ernst & Young (EY). The final selection was conducted by esteemed jury members consisting of industry experts. The event also had launch of two reports focussed on construction technology and the PropTech space of the Real Estate sector of India.